Financial Advice and Services
Lawton & Taylor Financial Services Ltd, working to help you manage, protect and grow your finances, all from our office in Blackpool.
Please find below a list of the services we provide and a brief introduction to each financial product area.
Our highly experienced team of financial advisers would be happy to discuss your requirements, so please do contact us for an informal discussion to see how we might be able to help you.
Browse our financial services below
WEALTH MANAGEMENT
Wealth, just like your health, must be carefully preserved. Your assets need to be protected against the potential threats of erosion by taxation, the effects of inflation and investment risks.
Whatever your level of wealth, there is nothing wrong in making the decision to prepare a risk aversion strategy. Risk aversion is a reasonable and prudent strategy for anyone who is sure that they already have ample to provide for themselves and their family into the future.
Please get in touch with us and we'll only be too happy to book you in for an appointment.
SAVINGS & INVESTMENTS
When someone talks about savings and saving money, they could be referring to a piggy bank on the mantelpiece or a high interest deposit account. Savings are effectively cash or cash instruments, such as deposit accounts, term bonds etc.
Investing is what you do with the savings you have - if you are looking to generate a greater return on your money than is available to you through your savings instruments.
Let us help you save proactively and invest sensibly for a secure and stable future.
PENSIONS
When you retire you still need food and shelter as an absolute minimum, but of course you will want to maintain the lifestyle to which you have become accustomed, so unless you can guarantee a large inheritance or windfall, then you need to provide yourself with a secure income for the rest of your life.
A well-prepared pension plan which is regularly reviewed should go some way to providing you with a reasonable level of income in your retirement. It requires action as soon as possible, so start now - and if you have already started, take the opportunity to have a closer look at your existing arrangements to make sure you are on track.
MORTGAGES
Your mortgage is probably the largest financial transaction and commitment you are likely to undertake. Surely then you should seek mortgage advice which is individually tailored to your needs and requirements?
We are not tied to any particular lender, which means that we have the ability to act on your behalf in order to establish the most appropriate mortgage solution for you.
Let us help you in choosing the right lender for this most important financial step. Call us today to request an appointment.
PROTECTION
Insurance policies aim to provide financial support in various circumstances, such as illness, injury and death and are most helpful when they protect you, your family, and your incomes.
While it might not be pleasant to think about getting insurance for events like sickness or death, it's beneficial to have financial support during tough times.
There are many ways families can protect themselves, and there's usually a suitable policy for different situations and budgets. These may include such options as life insurance, health insurance, income protection insurance and critical illness cover.
FINANCIAL PLANNING
Professional Financial Planning is the process which aims to help you realise your ambitions - whatever they may be. As professional financial advisers we can help you make informed decisions about your financial future - short, medium and long term.
You will almost certainly have plans of one kind or another - buying a home, starting a family, living abroad, perhaps retiring, but such ambitions have financial implications and you can't leave it all to chance. Careful planning aims to help turn your plans into reality and the sooner you start your financial planning the greater your chance of realising your goals.
EQUITY RELEASE & LIFETIME MORTGAGES
If you're over the age of 55, equity release offers you a way to use the value of your home to raise money.
A lifetime mortgage is a type of equity release, a loan secured against your home which does not need to be repaid until you die or go into long-term care. It frees up some of the wealth you have tied up in your home, which can be taken as tax-free cash and you can still continue to live there.
